Terms & Conditions

1. Use of website

You agree to use this website only for lawful purposes. You must not:

• Provide false or misleading information

• Attempt unauthorised access to our systems

• Interfere with the website’s security or functionality

• Use the site in any way that violates applicable laws

2. Financial services disclaimer

All products and services displayed on this website are subject to eligibility, affordability assessments, and approval. Terms, interest rates, fees, and coverage details may vary depending on individual circumstances.

Nothing on this website constitutes financial advice. You should consider your financial situation before applying for any product.

3. Applications & approvals

Submission of an application does not guarantee approval. We reserve the right to:

• Decline applications at our discretion

• Request additional documentation

• Amend product features or availability

Approval decisions are subject to internal policies and regulatory requirements.

4. Fees & charges

All applicable fees, charges, and repayment terms will be disclosed before you accept any agreement. By accepting a product offer, you agree to the terms presented at the time of approval.

5. Intellectual property

All content on this website, including text, graphics, logos, and design elements, is the property of Fincare Financial Services and may not be reproduced, distributed, or modified without written permission.

6. Limitation of liability

We are not liable for:

• Any indirect or consequential loss arising from use of this website

• Delays caused by technical interruptions

• Decisions made based on website content

Use of this website is at your own risk.

7. Third-Party links

Our website may contain links to third-party websites. We are not responsible for the content, privacy practices, or services of those external sites.

8. Changes to terms

We may update these Terms from time to time. Continued use of the website after changes are posted constitutes acceptance of the revised Terms.

9. Governing law

These Terms are governed by the laws of the Republic of South Africa, and any disputes shall be subject to the jurisdiction of South African courts.

10. Contact information

For questions regarding these Terms, please contact:

Email: legal@fincare.com
Phone: +27 10 593 8421